Well today I had to make a phone call I was dreading to one of the credit card companies. I couldn't meet the payment arrangement I'd made with them. I was sick with worry and put it off all day!

When I rang and told them they were fine!! Just asked me when I thought I could make it, I said next week and they said, "No problem, just keep letting us know"
I feel so relieved!! I so am tired of feeling sick with worry, losing sleep and scraping by each day. The stress is playing a big part in me constantly being sick and unable to work.

I am trying to just do the right thing and tell creditors the truth about why I'm behind and in so much debt instead of avoiding them like I was before. So far it seems to be working out OK.

I should know by the end of this week if I have a new job or not. At least once I know, then I can make plans instead of feeling like I am just 'stuck' in debt.

Many years ago when I was struggling with unemployment after a long illness (a bit like now!) an old man I know gave me some good advice after listening to all that had happened. He just looked at me and said

"Just start where you are and do the very best with what you've got"

Looking back is not going to help. Getting started is. I plan to list each little things I do to become more frugal and debt free each day here.

Yesterday:
- I stewed a huge amount of fruit that I got on special which usually would have gone bad if not eaten
- I did not renew 6 domains that were about to expire which saved $60
- I gave DS a haircut, saved $28
- canceled all automatic payments that were going on to credit cards

I also spoke to DH about how stressed out I am about our finances. I will hear this week about the job and once we know that we will sit down and review the budget in detail.